BE INFORMED

Make the best choice for your financial situation.

Presto Ventures Group, LLC
Presto Ventures Group, LLC
2500
1
Presto Ventures Group, LLC
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Presto Ventures Group, LLC
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Texas
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Loan Assessment

WHAT'S THE BEST LOAN FOR YOU?

Everyone's financial challenges are a little unique to them. Including yours!

CONSIDER YOUR OPTIONS

There are a lot of borrowing options out there. Don't hesitate to ask important questions. You have to find out how reliable a lender is going to be. Choose a company with which you feel comfortable and confident.

WHAT CAN YOU REALLY AFFORD?

A loan can be a big help in times of trouble. But overextending yourself can actually make things worse. Don't bite off more than you can chew. Make sure your loan is an amount you'll be able to repay.

UNDERSTAND YOUR FEE OBLIGATIONS

Not every lender out there is as transparent as Presto Ventures Group, LLC. Some have hidden fees. Some will even apply a surcharge for early repayment! Make sure you understand your fee obligations before you sign on the dotted line.

OPT FOR FLEXIBILITY

The arrangement that best suits you is the one closest tailored to your specific situation. That requires flexibility in the borrowing agreement. Can you repay in multiple installments? Are there additional charges hidden in the agreement? Will you get dinged for an early repayment?

OPT FOR TRANSPARENCY

Conscientious and responsible lenders are transparent about their agreements, conditions, limits and fees. Before you take a loan with any company, makes sure they provide all the relevant information in a clear and easy to understand way.

WATCH OUT FOR FRAUD

Not all online lenders are completely ethical or even honest. In this it is buyer beware. Don't fall victim to the scammer's trap.

Presto Ventures Group, LLC is rocketing to the top
in the PayDay loan industry.
Here are 5 reasons why we’re Be Informed’s choice:

Credit Score Not Great?

A less-than-perfect credit history shouldn't stand in the way of your financial support. We focus on your current capacity to fulfill repayments, rather than past financial difficulties. Utilizing a sophisticated algorithm, we assess the entirety of your financial landscape to ensure a responsible lending decision. Our commitment, as guided by our Code of Conduct, is to lend responsibly; we will not offer a loan if it could potentially worsen your financial situation. We're dedicated to a lending approach that aligns with your ability to repay, offering you the support you need without the added stress.

Access Funds in Just Minutes

Residents of the USA and its bustling metropolitan areas will find our streamlined short-term loan process remarkably efficient. In most instances, loans are disbursed within minutes. Our cutting-edge approval system allows you to secure a loan effortlessly from the comfort of your home, ensuring a swift and convenient experience for all your urgent financial needs.

No Document Fatigue

We understand that some companies demand extensive documentation of your life history, but with us, there's no such hassle. Forget about faxing or writing letters, and there's no need to visit our office for signatures. Our process is fully streamlined and online, designed for your utmost convenience.

Completely Transparent

Our Code of Conduct guarantees an ethical, responsible, and transparent lending experience. Clarity is our priority, ensuring that all terms are clearly outlined and all your questions promptly addressed. We believe in full transparency about costs, so you'll know exactly what you're paying for upfront. Our mission is to simplify your financial journey.

Safe and Secure

While we need some personal information to evaluate your application, your data is safeguarded with our advanced encryption technology. Residents throughout the USA, from Las Vegas in Nevada to Houston in Texas, and Kansas City in Missouri, will discover that our loan process is the safest, most straightforward, and transparent they have experienced.

We're grateful for the positive feedback from our clients in USA and are excited to continue offering exceptional short-term loan options. Our goal is to streamline your financial life, making it easier and more enjoyable.

Interest fees & transparency

Managing your loan
Fees & Charges

Fees Charged

Fees and Rates

Maximum Fees Allowed by Texas Law:

  • Finance Charge: Up to 20% of the loan amount
  • Monthly CAB Fee: Up to $4 per $100 of the loan amount, per month

Example for a $500 Loan Due in 30 Days:

  • Finance Charge (20%): $100
  • Monthly CAB Fee: $20 ($4 per $100)
  • Total Fees: $120
  • Total Repayment Amount: $620
  • APR: Approximately 364.25%

You Have the Right To:

  • Cancel the loan agreement by 5:00 p.m. the next business day after receiving the loan funds
  • Request a payment plan once every 12 months without additional fees

Regulator Contact Information:

Texas Office of Consumer Credit Commissioner (OCCC)
2601 N. Lamar Blvd., Austin, TX 78705
Website: www.occc.texas.gov
Phone: (800) 538-1579
Schedule Of Fees

Schedule Of Fees

An example of all fees to be charged for services performed by Presto Ventures Group, LLC in connection with deferred presentment transactions is provided below.

Texas OCCC Consumer Disclosure (Payday):

$200 Example→
$300 Example→
$500 Example→
Getting your money
Repaying your loan
Refinance

We do things differently

Presto Ventures Group, LLC is a provider of short-term loans to help Americans get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

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